- You should be between 22 and 55 years.
- Applicant must live and/or work in Lagos State.
- Be employed (for at least 6 months) and get paid into your bank account.
- Have a good credit history.
- You must have a verifiable monthly income.

Click here to apply or visit our office located at 18 Dolo Oyekan, U3 Estate, Lekki Phase 1, Lagos.

You can access up to N2,500,000.00

- Letter of Employment.
- Salary bank statement for the last 6 months.
- You must have a good credit history.
- One recent passport photograph.
- Staff Identification card.
- Employment Letter.
- Utility Bill (PHCN, Water bill, LAWMA bill OR Rent Agreement).
- Valid Proof of Identification (current ECOWAS Passport, National Identification, Driver’s License or Voters ID.

Our loan agent would pick up your cheques and other required documents from your office.

- Cheques
- Direct Debit
- Remita/Standing Order/Instruction

On your salary pay day.

Yes, you can pay down/liquidate your existing facility at any time. The liquidation amount consists of your outstanding principal and interest accrued to date of liquidation.

Yes, your repayment date can be changed if it is due to change of employment and/or salary date. To facilitate this change, please send via mail to info@netcreditafrica.com with evidence of the change of employment.

The default penalty is 1% on installment amount for each day of default. If the default passes 30 days, more stringent measures may be applied which may include:
- Reporting defaulter to his/her employer.
- Reporting defaulter to Credit Bureau

Our loan agent would pick up your cheques and other required documents from your office.

If you find that you can't make an upcoming payment, inform us by calling 08102569066 or send an email to info@netcreditafrica.com

Kindly chat with our agent on 08102569066 and your question(s) will be answered.