How to Apply
BEFORE YOU APPLY
Eligibility Criteria
- Be between ages 22 – 59 years.
- Have a steady source of income that is verifiable.
- Must be confirmed staff in present employment.
- Have a functional current or savings bank account.
- Identification – International Passport, Driver’s License, National ID Card.
- Applicant must live and or work in Lagos State.
- You must have a clean Credit Bureau Report.
- You must not have a history of returned cheques in your account.
- One recent passport photograph (within the last 6 months).
- Salary bank statement for the last 6 months (must be stamped by the bank).
- Utility Bill (PHCN, Water bill, LAWMA bill OR Rent Agreement).
REQUIRED DOCUMENTS FOR
Personal Loan
- Completed loan application form.
- Passport photograph.
- Valid Means of identification and work ID.
- KYC/Premises Visitation.
- Personal Guarantee forms, ID and Post dated cheque.
- Most recent past Six months Bank statement of salary account.
- Signed Remita mandate form.
- Signed Customer cheque.
Apply Online - OR - Download Form
REQUIRED DOCUMENTS FOR
Business Loan
- Recent passport photograph.
- A formal loan application on letterhead.
- Your cheque leaves (repayments and signature verification) for loan above ₦200,000.
- Signed Remita direct debit mandate form.
- Recent utility bill.
- Means of identification.
- Signed letter of authority to print bank statement.
- Signed letter of undertaking for dishonor of postponed cheque.
- KYC/Premises Visitation.
- Personal Guarantee forms, ID and Post dated cheque.
Apply Online - OR - Download Form
